Competitive Rates

After an initial conversation and income verification process, we can give borrowers an idea if they will qualify for our loan programs. Our rates are currently between 7½% and 9% depending on the risk assessment.

Matching Lenders & Borrowers

We work with individuals who want to loan money to people owning real estate in the Rogue Valley, rather than placing their funds in institutions and we’re good at giving quick answers! We have an extensive list of private investors to fund loans in the $20,000 to $250,000 range.

Loan Flexibility

We can arrange a loan term that matches your unique situation. Loan terms are generally amortized over 20 years and due in 5 to 10 years. We do offer bridge loans that have an 18-month maturity for unique situations.

We Buy Discounted Notes

If you are receiving payments on a note and first trust deed we will be glad to give you a quote to purchase your interest.

We Give You Fast Answers

We can generally give you a decision within two days of receiving your loan application and close escrow fairly quickly.

What We Stand For

We take the time to interview each client and listen to their individual circumstances. We invite them to tell us “their story”.

Through our years of experience, we have creative ideas and methods to lend money when conventional lenders can’t help.

Helping you reach your goals

Who We Are

Lynn Costantino

Lynn has been involved with the private loan industry since 1980. In 1982 he founded Rogue River Mortgage, LLC. and in the 37+ years since he has worked with over 100 borrowers a year to find solutions to their individual needs.

His knowledge, experience and understanding are sure to help you to secure a loan that will ease your financial challenges.

NMLS Lic #263218
Cell: (541) 821-6672

DeAnne Snyder

DeAnne has been with Rogue River Mortgage, LLC since 1993. Her experience with problem-solving individual loans and her compassionate drive to help clients work out individual solutions give her a unique advantage in the industry.

She has also managed a residential construction company and has an extensive background in construction and financing.

NMLS Lic #1618664
Cell: (541) 295-0173

What We Do

We service unique borrowers

We consider ourselves a temporary solution for unique borrowers.

  • Self-employed

  • Recent credit issues

  • Job changes

  • Medical issues

  • Starting a new business

  • Bridge loans

  • “1031” tax-free exchanges

  • Out-of-state borrowers

  • Owners of limited liability companies

We service unique properties

Many loans are rejected because of the nature of the property itself.

  • Remodel projects

  • Single family residence

  • Older mobile homes with land

  • Vacant land

  • Non-owner occupied properties

  • Small houses / large acreage

  • Odd zoning criteria

We Take the Time to Listen to Your Individual Circumstances

Investment Numbers

Making An Impact In Our Communities

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Ready to talk?

Contact us today to learn more about the loans that we offer and how we can help you with the speed and convenience of private money.

Let’s Talk